How to use InvestMike

InvestMike is a calm, beginner-friendly investing companion. It helps you track what you own, understand market moves in plain English, and learn as you go — without the jargon, hype, or pressure of typical trading apps.

1. Sign up with email or Google.
2. Personalize your investing profile (experience, risk tolerance, interests, time horizon). Mike tailors advice to you.
3. Add your real holdings on the Portfolio tab to get live values, ROI, and personalized AI reads.
4. Explore Emerging stocks, Crypto, and chat with Mike whenever you have a question.

• Home — your daily dashboard: market mood, personalized picks, sector heat map, top news.
• Emerging — up-and-coming stocks Mike thinks are worth watching, with opportunity scores.
• Crypto — beginner-curated crypto coverage with live prices and explainers.
• Portfolio — what you own, current value, ROI, diversification, and per-holding AI advice.
• Alerts — daily picks, momentum signals, rebound watch, and your notification feed.
• Mike — chat with your AI coach about any stock, concept, or decision.

Your profile is your control center. Tap the circle with your initial in the top-right corner of any page to open it. Right next to it is the book icon — a one-tap shortcut back to this guide.

• Your name — set a real display name so Mike greets you properly (instead of using your email prefix).
• Personalize your investing profile — update experience, risk tolerance, interests, and time horizon any time. Mike re-tunes recommendations instantly.
• Watchlist & notifications — manage saved tickers and choose which alerts you want to receive.
• Sign out — at the bottom of the profile page.

The Portfolio tab is your home base for everything you own across any broker.

Adding a holding

1. Tap Add holding.
2. Enter the symbol (e.g. NVDA), type, units owned, and broker.
3. Choose how you'll tell Mike your cost basis:
   • Total $ invested — the dollar amount you originally put in. Best when you know it from your broker.
   • Current gain/loss ($) — if you can't find what you originally invested, just type your current profit/loss in dollars (use a minus sign for a loss). Mike uses the live price to back-calculate your true cost basis.

Reading the totals card

• Current Value — units × live price.
• Invested — total cost basis across all holdings.
• Total ROI — your unrealized gain or loss in dollars and percent.

Reading each row

• ▲ green = gain · ▼ red = loss
• Live badge = price is streaming from the market (refreshes every few seconds).
• Tap any row to open the full detail page with chart, AI advice, risks, and "things to watch."

Tap any holding row to see Mike's read — a calm, educational analysis tailored to your specific position:

• Stance — e.g. "Hold leaning bullish", "Consider trimming", "Wait and watch". This is education, not a buy/sell order.
• Why — a short, plain-English reason for the stance, considering your cost basis and current price.
• 12-month projections — Conservative, Expected, and Bullish ranges, all clearly labeled as estimates.
• Key things to watch — catalysts and risks to keep an eye on (earnings, regulation, sector trends, etc.).
• Beginner takeaway — the bottom line in one or two sentences.

On every stock detail page, you'll find a Live AI Projection card showing three 12-month scenarios — Conservative, Expected, and Bullish — generated fresh from real news headlines and live price data.

• Conservative — what could happen if growth slows or risks play out.
• Expected — Mike's middle-of-the-road read given current data.
• Bullish — what a positive scenario could look like if catalysts hit.

Opportunity Score (0–100)

Found on Emerging stocks. Higher = stronger opportunity in Mike's view (mix of growth potential, theme tailwinds, and risk-adjusted upside for a beginner).

• 80+ — Strong opportunity, clear catalysts.
• 65–79 — Solid, worth a closer look.
• 50–64 — Speculative — interesting but risky.
• Below 50 — Mostly hype; proceed carefully.

AI Outlook Score

Mike's view of a stock's medium-term outlook based on fundamentals, momentum, sector trends, and analyst consensus. Higher = more constructive outlook.

Risk badges

• Moderate — typical market volatility.
• Higher — bigger swings; be ready emotionally.
• Speculative — high reward potential, high risk of loss.

Analyst consensus

A blended summary of what professional analysts publicly rate the stock — Strong Buy, Buy, Hold, Sell. Useful context, not gospel.

Anything you're curious about but don't own yet goes here. From any stock or crypto detail page, tap the bookmark icon to add it. Find your full list under Profile → Watchlist or via search.

The Alerts tab combines Mike's daily picks with real notifications from your portfolio and watchlist.

• Daily Picks — 1–3 ideas tailored to your risk and interests, refreshed each day.
• Momentum / Rebound / Sector signals — short educational alerts when something interesting moves.
• Notification badge — the red number on the bell icon in the bottom nav shows unread items.

Beyond the Alerts tab, InvestMike has a full notification system. Anything important — price hits, news on your holdings, AI insights — lands in your notification feed with an unread badge.

• Real-time updates stream in automatically, no refresh needed.
• Per-category toggles let you control alerts, news, and AI insights independently from your profile.
• Mark as read by tapping any item, or clear everything from the top of the list.

The Discover area is where you browse beyond your own holdings. It includes:

• Top Buys — Mike's highest-conviction picks right now, ranked by AI score.
• Top Earners — best-performing stocks across recent timeframes.
• Sector Heat Map — live winners and losers by sector, refreshed daily.
• Categories — themed lists like dividend aristocrats, AI leaders, defensive plays, and more.

Curated, beginner-friendly crypto coverage — major coins, live prices, plain-English explainers of what each project does and why it matters. Add coins to your portfolio just like stocks.

Up-and-coming names Mike thinks beginners should know about, each with an Opportunity Score, Risk badge, and a 1-line pitch.

Tap a card to open the full breakdown: what the company does, why investors like it, known risks, scenarios (conservative / expected / bullish), and lower-risk alternatives if it feels too spicy.

The IPOs page shows companies that have just gone public or are about to list — including the latest names from this year. Each entry has a beginner-friendly explainer of what the company does and what to watch for in its first months as a public company.

See what legendary investors — Buffett, Wood, Burry, Ackman, and others — are publicly buying and selling. Each profile includes their style, recent moves, and what beginners can learn from their approach.

Mike is your AI investing coach. Ask anything — "what's a P/E ratio?", "should I worry about a 5% pullback?", "explain dividends like I'm 12" — and you'll get a calm, beginner-friendly answer with no jargon.

Selling is harder than buying. The Exit Strategy area teaches you how to think about taking profits, cutting losses, and avoiding emotional decisions — with bite-sized lessons and a guardrail modal that pops up before you sell from your portfolio.

InvestMike's core experience — portfolio tracking, watchlists, live data, and basic AI advice — is free for everyone. A future Premium tier will unlock deeper features like unlimited AI projections, advanced exit playbooks, and priority access to new tools as they launch.

• InvestMike is an educational tool. Nothing in the app is personalized financial, legal, or tax advice.
• All projections, scores, and AI commentary are estimates based on public data. Markets are uncertain.
• We never promise profits. Past performance does not predict future results.
• You are responsible for your own investment decisions. When in doubt, talk to a licensed financial advisor.